How to Move out of Your Parents' House: Get Ready to Leave the Nest
If you’ve been living at home for a while you’ve probably been wondering how to move out of your parents' house. In this current economic situation, it makes sense to stay at family home if that’s a possibility. With the rising cost of rent, student loans, and the general cost of living, staying at home can be a great way to save money and set yourself up for the future. When the time to move on comes, figuring out the whole process of leaving your parents’ house becomes the main issue. There are many factors to consider when you plan how to move out including the logistics of moving, the costs, finding the best movers in Mississauga, Toronto or any other city in the GTA or Canada and making the process as stress-free as possible.
Let's look at how to move out and make a change of address. There are also certain documents and document changes needed and specific institutions you need to know in your new location such as banks and schools. Learning how to move out may seem daunting at first, but it doesn’t have to be stressful.
How to Move out of Your Parents House: A Full Guide
Moving out of your parents’ house and beginning your own life is filled with many emotions. Leaving your parents' house may seem exciting, emotional and nerve-wracking. These are all normal emotions for you to feel, and it’s a part of growing up, living on your own and finding your own independence. Let’s look at 14 things to consider.
1. Make Sure to Discuss Everything with Your Parents Beforehand
Keeping your parents in the loop regarding your plans to move out can help make the process smoother. Even if you can’t wait to get out of there, remember that you’ve been living there for your whole life up to this point. Seeing you leave can stir up emotions so no matter how excited as you are to go, you need to consider their feelings and ask if they want to help you through the process.
2. Start Saving as Much Money as You Can for a down Payment
If you’re buying a house, you must have a down payment ready to go. If you’re renting, you will either need a security deposit or first and last month’s rent. Hopefully, for the last year or so you’ve been smart with your spending and saving as much as you can to start a new chapter in your life. This can mean cutting back on going out, getting a cheaper phone and cell plan and selling off things you don’t need.
3. Make Sure You Have a Steady Job
When planning how to move out, you should have your financial independence at the top of the list. You can’t even consider moving into a new place without a steady job. It doesn’t have to be your dream job but you will need it when applying to rent a place. Your new landlord needs to know that you have a steady income before renting a place to you.
4. Establish Good Credit
No matter if you’re renting or buying, you will have to go through a credit check. Checking your credit score is going to help landlords see if you are trustworthy and can pay your bills on time. If you’re younger, it's hard to establish credit of any sort. Start out with a basic credit card, use it, and pay off your balance monthly to establish good credit.
5. Figure out How to Budget
Planning a budget might seem the most boring thing in the world, but it’s crucial for taking care of your living expenses each month. If you are renting, then you need to have a monthly income that more than pays for your monthly rent. On top of this, you will have utilities, rental insurance and possibly parking. And this is just for your housing needs. Add to this car insurance and gas (if you have a vehicle), cell-phone, cable, the Internet, food and money for going out. This is the real world now, and you can see how much all of this can add up. The average person’s monthly expenses can be around $1500 so make sure you have at least that available each month with 10% more above that being ideal.
Not being able to properly budget can leave you scrambling to make rent each month. So, look and see where you can save money each month on things that aren’t absolute necessities and prioritize your most important living expenses.
6. Have an Emergency Fund
An emergency fund may be something you’ve never thought of before, but it’s a practical approach to be prepared for emergencies. Having an extra month of expenses saved can help get you out of bind should you face one. This is another situation that needs to be considered when figuring out how to move out as emergencies can and will happen in life. A car breakdown and a massive repair bill can derail your monthly budget. You may get sick and have to miss more time from work than you planned, and mom and dad might not be able to come to the rescue. Having this emergency fund is a good backup for any of those situations that can eat into your income and put you into a bad position.
7. Practice Being Independent
If you’ve never lived on your own, you may be in for a rude awakening. Getting used to having meals made and your laundry done can make you a bit lazy. It’s important that you learn these skills as you now have to depend on yourself. If you’ve just moved out and aren’t sure how to do laundry, you will need to learn quickly. Mom and dad have been able to provide a lot, but now you’re on your own. A good idea, while still living at home with your parents, is to take some days where you take on the responsibilities for the whole house. Be the one in charge of making dinner, sorting and folding laundry, and taking out the garbage. This may seem simple but it will help set you up for when you have to do these things on your own.
8. Start Looking for a New Place to Live
You may notice how far down the list looking for your new place is. That’s because there are so many things you need to have in place before you even look for your new home. This will also take some time so it’s a good idea to start the search early. You also need to consider your living arrangement. Are you going to have a roommate or live alone? If you have a roommate, the two of you need to get on the same page with your wish list regarding what you want in your new place, the location and your budget.
These are the same things to consider if you’re looking to live on your own. There are many online resources to search and you may even have to find a roommate too! It’s helpful to put the word out to friends and family to know you’re looking for a new place. This can help open some doors for some housing opportunities that you would have never known about. Send out emails, make posts on social media and mention to everyone you’re in contact with how you’re looking to move out.
9. Decide What You Can Take with You
You can cut down on costs by going through your things and seeing what you can take with you to your new place. Taking your own furniture will help prevent you from having to spend money on new pieces. Your family and friends may also have furniture they’re happy to give you. This is also a good time to go through what you don’t need, get rid of it or sell it. If you don’t want to spend too much on new furniture, you can look through the Internet for good deals and often free pieces people need to get rid of. Think about all the things that you need that you might not have thought of such as:
- Pots and pans
- Bathroom supplies
- Cleaning supplies
- Blinds and curtains
- Garbage cans and recycling bins
10. Get Packing All Your Stuff
Packing up and moving is a very stressful time. But it doesn’t have to be that way. Start packing up what you can as early as possible to make the process easier. If you are doing the move yourself, start moving over small things as soon as you can. Recruit friends and family who will be happy to lend a hand. Keep a list of everything you need and are taking. You don’t want to keep coming back to your parents’ house after you have just moved out to pick up things you forgot.
11. Change Your Address
Changing addresses when moving can be a tough part of the quest. Once you have a lease or contract for your new place, you should change your address and do it as soon as possible. This will help avoid any potential headaches and miscommunication. If you pay most of your bills online, you can update your address on the different sites you use. Make sure your bank and credit card company have your address, and you should think about emailing or texting your new address to people in your contact list.
12. Set up Your Utilities & Cable
Here is one of those extra important things to know before moving out of your parents’ house. You don’t want to spend the first night in your new place without hot water and electricity because you didn’t set up your utilities. Not having any wifi will be no picnic either so call the utility, cable and Internet companies early and let them know your move-in date.
13. Find Packing Supplies
You will need boxes, packing tape, newspaper, bubble wrap, markers and many things to get your new life going. Where to get boxes for moving free of charge? You will need to scour grocery stores, home supply shops, schools and anywhere you can think of. There is a lot to consider when moving your items without damaging them and you will definitely need more boxes and packing materials than you think.
14. Moving Day!
You’ve taken care of everything else, but this is the big event. If you’re moving yourself, you have hopefully recruited friends and family to make the process easier, but it still takes a lot of work and coordination. Do you have enough large vehicles to move everything you have? Once you get all the boxes to your new place, there is the process of unpacking and setting everything up. This is the fun part, but it still takes a lot of effort and planning.
Get Moving, Packing, and Storage Services from Professional Movers
The packing, moving, and unpacking process is clearly a huge one, and the whole concept might stress and overwhelm you. There are so many things to know about moving out and you may just want it taken out of your hands. Using professional movers like GTA Moving Services takes all the stress away from one of the biggest events of your life. There are so many unknown expenses and headaches that come with moving, and using a team of movers takes all of this away. Professionals that you will find with GTA Moving Services will organize your entire move step-by-step to get you to your new location fast, safe and affordably.